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To this end, the 'rule' in order to produce a clear business need to operate and lend to each other's capital, justice should be protected. 'As the production and operation of enterprises, if often lending as the main business, or as their main source of income, are likely to lead to a qualitative change in the company without the approval of the financial regulatory authorities in the specialized lending business of financial institutions, must seriously disrupt the financial order, resulting in financial regulation disorders. to this end, the 'rule' should be devoted to inter-enterprise lending invalidate other circumstances made specific provisions. 'invalid zone borrowers the right to request the return of the lender has paid more than 36% per annum part interest. Annual interest rate of 36% debt natural area if you want to sue, the courts will not protect. However, the parties will be willing to carry out, the court will not object. 24% annual interest rate the lender is entitled to judicial protection zone request the borrower to pay interest at the prescribed rate of new regulations 3 net loan platform provides not only the media bear responsibility Du Wanhua said that since 2013, P2P lending network blowout-style development. Judicial interpretation respectively for P2P guarantees involving intermediate and two legal relationship, whether and how it should bear civil liability provision is made. 'Rules' clearly, both lenders and borrowers lending relationships formed through P2P net loan platform, network platform loans providers if only media services, not to assume security responsibility, if P2P net loan platform providers through the website, advertising or other media EXPRESS or there is other evidence which provides guarantees for loans, according to the lender's request, the court may sentence P2P net loan platform providers assume security responsibility. 4 new regulations to raise public security organs involved in illegal private lending disputes often illegal deposits from the public, financial fraud, illegal business and other cases intertwined, namely civil mixed criminal cases. 'Rules' clearly, for the alleged crime of illegal fund-raising private lending cases, the people's court shall not accept or dismiss the action, and alleged illegal fund-raising crime clues, material transferred to public security or procuratorial organs. Borrower suspected of illegal fund-raising and other criminal or guilty verdict entered into force, the lender sue the guarantor of civil liability